Interest Rates

nbs provides competitive rates to grow your opportunities

Savings Accounts

Samoa Super $aver*

Base Rate 2.5% p.a.
Premium rate for months with no withdrawals 3.75% p.a.

* see conditions - Premium rate only payable for the month when there are no withdrawals and at least one deposit

Ordinary Savings Accounts

Based on the minimum balance of each month. Interest is credited annually to accounts 1.5% p.a.

5-to-Life Savings Accounts

$2-$499 1% p.a.
$500-$999 1.5% p.a.
$1,000 or more 2% p.a.

Term Deposits

1-2 months     1.75% p.a.
3-5 months      2% p.a
6-11 months    2.5% p.a
12 months or more    3% p.a



• Rates are negotiable on a case by case basis

Loans and Overdrafts

Small Loans

Small Loan – flat rate 17%p.a.

Home Loans

Home Loan – flat rate   7.9%p.a.
* fixed for the first 2 years  

Personal Loans

Secured personal loan   10%p.a.
+ risk adjustment 
Unsecured personal loan  15%p.a.
+ risk adjustment 

Overdrafts

Secured personal loan    10%p.a.
+ risk adjustment 
Unsecured personal loan   15%p.a.
+ risk adjustment 

Term  Loans

Secured term loan  10%p.a.
+ risk adjustment 

Call our Retail Team

Phone +685 26766 or email info@nbs.ws to find out the best options to manage your savings

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